Investing in India
Understand the available routes for participating in Indian mutual funds and building a long-term portfolio from abroad.

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NRI Corner
NRI Corner
Living abroad should not make managing your financial interests in India feel complicated. We bring clarity, coordination and a personal understanding of the NRI journey.
Our founder spent 14 years as an NRI. He understands what it means to manage wealth across borders—the complexity of FEMA rules, the confusion around NRE and NRO accounts, and the challenge of staying connected to Indian markets from abroad.
At Conch Capital, NRI investors are not a niche—they are a priority.
How We Help
Straightforward assistance for the practical details that often make cross-border investing feel difficult.
Understand the available routes for participating in Indian mutual funds and building a long-term portfolio from abroad.
Get clear, practical support around account selection, transaction routing and repatriation considerations.
Navigate KYC, PAN, overseas address, bank proof and FATCA-related documentation with fewer back-and-forth steps.
Stay connected to your investments in India with periodic assistance, service support and organised follow-ups.
Simple Process
We keep every step clear and organised while you retain control of each decision.
We provide mutual fund distribution and execution support. We do not provide legal or tax advice; requirements should be confirmed with your bank and qualified tax professional.
Discuss your residency, goals and existing India connections.
Identify the relevant account and documentation requirements.
Coordinate KYC and eligible investment execution.
Receive ongoing service and transaction assistance.
FAQs
Clear starting points for common questions. Your exact requirements may vary with residency, account type and current regulations.
Still unsure? Speak with our team about your situation.
Yes. NRIs can invest in eligible Indian mutual fund schemes, subject to applicable FEMA rules, KYC requirements and the individual asset management company’s acceptance policy.
That depends mainly on the source of funds and whether you want the investment proceeds to remain repatriable. NRE accounts generally hold eligible overseas earnings on a repatriable basis, while NRO accounts are commonly used for income earned in India. Your bank or tax professional should confirm the appropriate route for your circumstances.
Requirements commonly include a PAN, passport, overseas address proof, recent photograph, Indian bank proof, KYC verification and FATCA/CRS declarations. Additional documents or attestation may be requested depending on your country of residence and the institution.
In many eligible schemes, an NRI can start or continue a SIP using an eligible Indian bank account. Availability and mandate requirements can vary by fund house, bank and country of residence.
Tax treatment depends on factors such as the type of scheme, holding period, residential status and the law applicable when units are redeemed. TDS may also apply. Please consult a qualified tax professional for advice specific to you.
Repatriation depends on how the investment was funded, the bank account used and compliance with applicable FEMA, banking and tax requirements. Investments made through eligible repatriable funds are generally treated differently from investments routed through an NRO account.
They can. Some fund houses restrict or apply additional processes to investors residing in certain jurisdictions because of local regulatory requirements. We can help you identify the options currently available, subject to each fund house’s policy.
You should update your residential status, KYC, tax declarations and bank account designations with the relevant institutions. The timing and exact changes depend on FEMA and tax residency rules, so coordinate with your bank and tax adviser.
Tell us where you live and what you need help with. We’ll help you understand the next practical step.